Stop Foreclosure Today

Save Your Home

If you find yourself faced with the looming prospect of foreclosure, the first thing you should do is hire an experienced attorney. Without sound advice, you could lose your home.

Do Not Delay

Contact the law firm of Heidi S. Milam, Attorney at Law, PLLC, in Southaven today. We can stop foreclosure and help you get debt relief through Chapter 13 or Chapter 7 bankruptcy.

We Can Stop Foreclosure Immediately

At our firm, the primary tool we use to stop foreclosures is Chapter 13 bankruptcy. Foreclosure of a home mortgage may be stopped at any time before the sale of the home. We have even stopped a foreclosure on the morning of the day of the sale.

Under Chapter 13, you can roll past-due mortgage payments into your debt repayment plan. So the sooner you call, the better off you will be.

You may be better off filing under Chapter 7. This can delay foreclosure for a while, giving you time to find another place to live or come up with the money to get current on your mortgage.

Some people may actually choose to go through with the foreclosure to move on. If this is the case, you still want experienced legal counsel to ensure that you have all the information you need to make an educated decision. It may actually be preferable to surrender the home in bankruptcy than to suffer a foreclosure and risk a deficiency judgment.

Attorney Heidi Milam can review your situation and recommend the best solution for you.

Be careful when considering a loan modification. You could end up worse off. Filing for bankruptcy is usually a much better option.

No Anti-Deficiency Law In Mississippi

Mississippi does not have an anti-deficiency statute. This means that if you have a second mortgage or home equity line of credit, you could still have an outstanding deficiency or liability even after foreclosure.

You Do Not Have To Face Foreclosure Alone

The possibility of foreclosure is every homeowner's nightmare. The law firm of Heidi S. Milam, Attorney at Law, PLLC, can help you avoid foreclosure and get the debt relief you need to make a fresh start.

Free Consultation — Call Today

For a free consultation with a lawyer, call 888-341-8136 toll free or contact us online.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.