Chapter 13 Bankruptcy

Debt Relief And A Fresh Start

Are you in over your head?

The warning signs include late fees, rolling over credit card debts and dipping into a retirement account. If you have unmanageable levels of debt, you need to take action before things get worse.

At the firm of Heidi S. Milam, Attorney at Law, PLLC, we help people obtain debt relief and a fresh financial start through the bankruptcy process.

Contact us for a free consultation. It could be the first step toward a brighter financial future.

How Chapter 13 Bankruptcy Can Help You

Chapter 13 can enable you to reduce and in some cases eliminate your debts, including credit card debts, medical bills, old utility bills and loans for property that is being repossessed. You may even be able to discharge old tax debts.

Chapter 13 bankruptcy is best suited for people with regular incomes who can't quite make ends meet. It is usually your best choice if you own a home or other property you wish to keep. Your debts can be reduced and you get an affordable three- to five-year debt repayment plan. At the end of the plan, some or all of your remaining debts can be discharged.

Some people may be better off filing for Chapter 7 bankruptcy rather than Chapter 13. Our lawyer, Heidi Milam, can review your situation and recommend the best course of action.

You Can Keep Your Home, Your Vehicles And Your Property

Our firm can stop foreclosure with Chapter 13 bankruptcy. We can also stop repossession and wage garnishment. In most cases, we can help you keep your vehicles and your property through the property exemptions available in Mississippi.

Attorney Heidi Milam has over 15 years' experience in bankruptcy and understands how to take full advantage of the provisions in the law. Our firm will work to maximize the debt relief you receive while allowing you to keep as much of your property as possible.

Guiding You To A Better Future

You are going through a tough time in your life. But you can reduce your debts and build a better life for yourself and your family.

Our firm will work diligently to help you obtain debt relief and a fresh financial start.

Do Not Delay — Call Today For A Free Consultation

Contact us to schedule a free consultation in our Southaven, Mississippi, offices. We can meet with you during business hours or in the evening by special appointment.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.